Terms and Conditions
Welcome to Your Loan Connect. These Terms and Conditions outline the rules and guidelines for using our website and services. By accessing or engaging with our platform, you agree to comply with these terms, including our privacy policy, loan application processes, and disclaimers. Please read this document carefully, as it governs your relationship with us.
Last updated: January 4, 2025
Welcome to Your Loan Connect (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website (www.yourloanconnect.com) and any related services, including loan applications, consultations, and financial products (“Services”). By accessing or using our website, you agree to comply with these Terms. If you do not agree, please refrain from using our Services.
1. Acceptance of Terms
By using our website or engaging with our Services, you confirm that you:
- Are at least 18 years old or the legal age of majority in your jurisdiction.
- Provide accurate and complete information in all applications and communications.
- Acknowledge that loan approvals are subject to lender criteria and credit assessments.
2. Services Offered
Your Loan Connect provides loan comparison and brokerage services, financial advice and consultation (general information only; not personalised financial advice), and assistance with loan applications to third-party lenders. We do not directly lend money but connect you with potential lenders.
3. Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal and financial data. By using our Services, you consent to our data practices.
4. Loan Applications & Eligibility
- Loan approvals are at the discretion of lenders, not Your Loan Connect.
- We may perform credit checks (with your consent) to assess eligibility.
- Providing false information may result in application rejection or legal action.
5. Fees & Charges
Our Fees: We may receive commissions from lenders for successful loan referrals. You will never pay extra for our brokerage services.
Lender Fees: Interest rates, fees, and repayment terms are set by lenders, not us. Review all loan agreements carefully before accepting.
6. Intellectual Property
All content (logos, text, graphics) on our website is owned by Your Loan Connect and protected by copyright laws. Unauthorised use is prohibited.
7. Limitation of Liability
- We are not liable for lender decisions, loan terms, or financial losses.
- Our Services provide general guidance only – seek independent financial advice before making decisions.
8. Third-Party Links
Our website may link to external sites (e.g., lenders, partners). We are not responsible for their content, privacy policies, or practices.
9. Amendments
We may update these Terms at any time. Continued use of our Services constitutes acceptance of changes.
10. Governing Law
These Terms are governed by the laws of Australia / Victoria . Any disputes shall be resolved in its courts.
11. Contact Us
For questions about these Terms, please contact us:
Email: info@yourloanconnect.com.au
Phone: 1300 090 458
By using our website, you agree to these Terms and Conditions.
Your Loan Connect – Smarter Loans for Everyday Aussies
Lending that’s straightforward, personal, and ready when you are.
